Personal
Recreational Loans
Make the most of our Minnesota seasons with the right gear. Our flexible financing helps you enjoy sunny lakes and snowy ice fishing.
What is a recreational loan? It’s a loan we offer for seasonal fun — from boats and campers, to motor homes, ATVs, snowmobiles, motorcycles and jet skis.
WHAT YOU GET
Recreational Loan Options
We have options for all kinds of recreational vehicles, both secured and unsecured.
Flexible Terms
Choose the length of loan that works best for your financing needs. And there are no pre-payment penalties if you want to pay it off sooner.
Recreational Loan Options
ATV, UTV, SNOWMOBILE LOAN
Are you ready to explore the wilderness on your own personal ATV or snowmobile? Get in touch to learn about these recreational loans.
RECREATIONAL WATERCRAFT
Get the boat you want and take it out in the summer, or get the perfect ice castle for the winter. We can help!
CAMPER OR RV LOAN
Ready to take that great American road trip? Do it in comfort from your own camper. Family will stay longer with a little luxurious space. Get your camper this year!
MOTORCYLE, SCOOTER, OR BIKE
If you feel the call of the open road, it’s time for the bike loan you’ve been waiting for! Get in touch to learn about how we can help you finance your next wheels.
Meet Our Loan Staff
Cindy Stevens
218-885-1600
Lizzie Pretti
218-666-4016
Drew Braun
218-666-4019
Lynn LaFlair
218-722-2720
What to Expect After Applying
1
Hear back from one of our loan officers.
You’ll find out whether or not you’re pre-approved for a North Star Credit Union loan
2
Get your rate
Then, we’ll send you a follow-up email with your rate, term and estimated monthly payment.
3
Send the purchase agreement
When you find the perfect car, fax or scan and email us the purchase agreement.
4
Sign everything digitally
We’ll send you your documents through DocuSign (a secure way to get digital signatures), so you can seal the deal from anywhere and be done!
5
Enjoy your new ride!
Enjoy your new ride—or water vehicle. You’re done!
Visa Credit Card
With no annual fee, no promotional teases, and rates as low as 7.90% APR*, our Visa credit card is an honest bargain. Looking to build credit? Apply for our share-secured Visa, and start bringing that credit score up.
Getting Started Is Easy
Not yet a member?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Need some help?
From online banking assistance to helpful telephone banking, there are all kinds of ways to contact us.
Visit our Contact page
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking and see it on your menu.