Borrow wisely
enjoy living.
Personal loans as low as 7.9% APR
Retirement success
starts with NSCU
Earn up to 4.25% APY* on investments
Rough month?
Try Skip-a-Pay
Skip a monthly payment this calendar year.
Call to get our current rates!
We often match competitors published rates!
Great rates, low fees, expert advice
When you’re thinking about your next big money purchase—NSCU is here for you with competitive rates, low fees, and expert advice.
CALL (218) 550-2940
How can we help you today?
Reach your goals with NSCU.
What members are saying
Credit union member are raving fans. Here’s what they have to say about their credit union.
They took a personal interest
They have helped me through thick and thin, with honest answers to my questions and they took a personal interest in helping me with my mortgage refinancing.
Shirley
NSCU MEMBER, COOK MN
Better rates than any bank
When I got my car loan, the process could not have been easier, not to mention they gave me better rates than any other lending institution would.
Bill
NSCU MEMBER, DULUTH MN
OUR MEMBERS ARE OWNERS
Get better rates and pay fewer fees than typical banks, thanks to our non-profit structure. Our profit goes back to you and your fellow member-owners.
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Don’t Tax My Credit Union
Urgent Request to Contact Lawmakers
Our Member
Community
We don’t just lend money. We also lend a helping hand in our community.
Redefining the way you think about Credit Unions
Get all the convenience of corporate banking without all the bloat and the fees.
ONLINE BANKING
Our mobile app lets you check balances, make check deposits and transfer funds on your schedule.
BANK-TO-BANK TRANSFERS
This is a secure, simple way to send and receive funds is conveniently. Whether you’re sending money across the country or across the room, your money moves fast.
MOBILE CHECK DEPOSIT
Easily deposit your checks from anywhere with our remote deposit tool available to members.
Members Love NSCU Mobile
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LATEST PROMOTION
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Best New Vehicle Loan Rates in northern Minnesota
New Auto Loan Special Rates!
UPCOMING EVENT
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Birthday Hour
Date: June 11, 2025
NSCU Locations
We have many convenient branch locations in Northern Minnesota. Find the one nearest you!