Personal
Loans
We’re proud to offer you a wide range of fair, affordable loans. Common uses for personal loans include home improvements and large purchases.
![Personal loans available for home improvement and house projects at North Start Credit Union MN](https://northstarcreditunion.org/wp-content/uploads/2023/03/photo-leaves.png)
It’s simple, really. We offer different lending products to answer different needs — helping you make ends meet, check off items on your bucket list, or finance your new solar energy project.
WHAT YOU GET
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Loan Options
We have options for all kinds of needs, both secured and unsecured loan options.
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Flexible Terms
Choose the length of loan that works best for your financing needs. And there are no pre-payment penalties if you want to pay it off sooner.
Personal Loan Options
UNSECURED PERSONAL LOAN
Get the loan you want — even with no collateral to secure it. Unsecured loans have a higher interest rate, but can be easier to get and have no prepayment penalties.
SECURED PERSONAL LOAN
Get the loan you want — even with no collateral to secure it. Unsecured loans have a higher interest rate, but can be easier to get and have no prepayment penalties.
Meet Our Loan Staff
![nstarcu](https://northstarcreditunion.org/wp-content/uploads/2022/05/NSCU_Team_Membe_Gray_Cindy-Stevens.png)
Cindy Stevens
218-885-1600
![Lizzie Pretti](https://northstarcreditunion.org/wp-content/uploads/2023/09/Staff-Photos-Inside-Pages.png)
Lizzie Pretti
218-666-4016
![nstarcu](https://northstarcreditunion.org/wp-content/uploads/2023/08/Staff-Photos-Inside-Pages-4.png)
Lynn LaFlair
218-722-2720
![](https://northstarcreditunion.org/wp-content/uploads/2023/05/Staff-Photos-Background-300-X-300-4-1.png)
Drew Braun
218-666-4019
Visa Credit Card
With no annual fee, no promotional teases, and rates as low as 7.90% APR*, our Visa credit card is an honest bargain. Looking to build credit? Apply for our share-secured Visa, and start bringing that credit score up.
![nstarcu - personal loans](https://northstarcreditunion.org/wp-content/uploads/2022/05/nscu_visa_credit_card.png)
Getting Started Is Easy
Not yet a member?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Need some help?
From online banking assistance to helpful telephone banking, there are all kinds of ways to contact us.
Visit our Contact page
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking and see it on your menu.