Personal
Savings Accounts
Your goals are closer to becoming a reality.
We make it easy to save for what matters. Build a nest egg, protect yourself from overdrafts, and avoid monthly fees at the best Minnesota credit union.
Personal savings accounts
Primary Savings Accounts:
- Main Share Account
- Kids Club Account
- Future Freedom Account
Secondary Savings Accounts:
- Family/Sub Share Account
- Christmas Club Account
- WINCentive Account
- Money Market Account
- Preferred Share Account
WHAT YOU GET
No Monthly Maintenance Fees
The point of saving is to make more money by earning dividends, not to pay fees just for having an account.
Easy Transfers
Set up transfers to move your money automatically on your schedule, and label your savings accounts.
ATM Cards
All accounts come with ATM cards for easy access to your funds from over 30k locations.
Direct Deposit
Your paychecks can be automatically deposited in the account of your choice as soon as you’re paid.
Online Banking
Now you can bank right from your sofa or on your phone. No need to even visit the local branch.
KIDS CLUB ACCOUNT
Meet Melissa
“Opening a WINcentive for our daughter has been a great opportunity to save money and also have the chance to win money. We are happy to have the option of a kid’s account for her to teach her about saving money when she gets older. Truly, North Star is the best Minnesota credit union!”
Member in Cook, MN
Help Me Choose
First, open a primary savings account at our Minnesota credit union.
| Main Share Account | Kids Club Account | Future Freedom Account | |
|---|---|---|---|
| Best if you want | A primary savings account with great benefits | Start Kids savings earlyand capitalize on higher dividends | Preparing youth for their future and encouraging savings |
| Opening Deposit | $10 | $10 | $10 |
| Minimum Balance | $10 | $10 | $10 |
| Rate | call for rate | 0.50% | 0.50% |
| Age Requirement | all ages | 0-12 years | 13 -18 years |
| Withdrawl guide | no restrictions | no restrictions | no restrictions |
| Dividends earned on balance over | $100 | $10 | $10 |
Then you can open a secondary savings account.
| Family/Sub Share Account | Christmas Club Account | WINCentive Account | Money Market Account | Preferred Shared Account | |
|---|---|---|---|---|---|
| Best if you want | Great for a special family vacation, emergency fund or reason of our choosing | Save up for the holiday season. | Save money with a chance to Win Big! | 3 free withdrawals monthly; and a balance above $1,000 | To earn on a balance with it increasing based on the dollars saved. |
| Opening Deposit | $10 | $10 | $5 | – | – |
| Minimum Balance | $0 | $0 | $5 | $1,000 | – |
| Rate | call for rate | call for rate | Same as primary. | call for rate | call for rate |
| Age Requirement | all ages | all ages | all ages | all ages | all ages |
| Withdrawl guide | no restrictions | Available balance in November will be distributed to you in a check or transferred to your desired NSCU account. | 1 Free Withdrawal per year in Anniversary month you opened the account. | 3 Free withdrawals per month. $10 Fee each additional withdrawal | no restrictions |
| Dividends earned on balance over | $100 | $100 | $100 | $1,000 | $100 |
| Special Benefits | every $25 you save earns you one entry in monthly, quarterly and annual prize drawings. (Max of 4 entries per month) |
Join Today!
3 EASY WAYS
1
JOIN ONLINE
2
STOP BY A BRANCH
3
CALL US
(218) 666-5940