Terms and Conditions
Loans
*APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on creditworthiness, loan amount, term, collateral, and other qualifying factors. New or existing membership eligibility is required. Rates, terms, conditions, and offers are subject to change without notice. Some restrictions and exclusions may apply. Federally insured by NCUA. Contact North Star Credit Union at any branch for complete details or questions.
At North Star Credit Union, we’re committed to helping our members find lending solutions that fit their financial goals. The following general terms and conditions apply to our loan products. Additional terms and disclosures may apply depending on the specific loan type.
CURRENT Promotions
Consumer Loans
Mortgage Lending
Additional Information
MEMBERSHIP ELIGIBILITY
Loans are available to eligible North Star Credit Union members. Membership requirements apply. If you are not currently a member, we’ll help determine your eligibility during the application process.
QUESTIONS
If you have questions about our loan products or would like assistance selecting the loan that’s right for you, our lending team is here to help.
Contact North Star Credit Union or visit one of our branch locations to speak with a loan professional.
CREDIT APPROVAL
All loans are subject to credit approval. Loan approval is based on a variety of factors, which may include:
- Credit history and creditworthiness
- Income and employment verification
- Debt-to-income ratio
- Value and condition of collateral (when applicable)
- Loan purpose
- Other underwriting guidelines established by North Star Credit Union
Meeting minimum qualifications does not guarantee loan approval.
Getting Started Is Easy
Not yet a member?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Need some help?
From online banking assistance to helpful telephone banking, there are all kinds of ways to contact us.
Visit our Contact page
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking and see it on your menu.