Home Ownership Options
Looking to finance—or refinance—your home? We’ve got your back with best-in-class North Star loan options.
Helping you find a place to call home, or find value in the home you already have.
Home Ownership Loan Options
Home Mortgages and Refinancing
Our North Star home loans give our members a range of mortgage and loan options with fair rates and low fees. In addition to NSCU’s personal member service, you can easily apply online to get pre-approved for a mortgage. Some loan options may give you instant online pre-qualification.
Our mortgage loans offer you the options you need to purchase a new house or refinance your current home:
- Fixed and Adjustable Rate Loans
- Down payment assistance programs may be available
Home Equity Loans
Your home may be a good resource for cash. If you have owned your home for some time, it’s possible you have thousands of dollars worth of equity you can use as a source of funds.
Equity is the difference between the market value of your home and the amount you owe on your mortgage. By taking out Northstar home loans on equity, you can pay for college tuition, make home renovations, purchase a car, or take care of other major expenses.