Home Loans

Home Ownership Options


Looking to finance—or refinance—your home? We’ve got your back with best-in-class North Star loan options.
northstar home loans

Helping you find a place to call home, or find value in the home you already have.


Home Ownership Loan Options

HOME EQUITY LOAN

A Home Equity Loan is based on your home’s value —but unlike a HELOC, it’s paid in a lump sum at a fixed interest rate. This loan can be a useful consolidation tool if you plan to spend a fixed amount.

HOME MORTGAGE

We help you apply for the best mortgage for your specific life circumstances. Work with our personable staff on Northstar home loans to learn about your best options. We find you the lowest fees with fair rates.

Home Mortgages and Refinancing

Our North Star home loans give our members a range of mortgage and loan options with fair rates and low fees. In addition to NSCU’s personal member service, you can easily apply online to get pre-approved for a mortgage. Some loan options may give you instant online pre-qualification.

Our mortgage loans offer you the options you need to purchase a new house or refinance your current home:

  • Fixed and Adjustable Rate Loans
  • Down payment assistance programs may be available

What is the process for buying a home?

  • Decide how much you can afford
  • Decide on a loan
  • Apply for pre-qualification or pre-approval
  • Find your home
  • Make an offer
  • Go through inspections
  • Closing process

Home Equity Loans

Your home may be a good resource for cash. If you have owned your home for some time, it’s possible you have thousands of dollars worth of equity you can use as a source of funds.

Equity is the difference between the market value of your home and the amount you owe on your mortgage. By taking out Northstar home loans on equity, you can pay for college tuition, make home renovations, purchase a car, or take care of other major expenses.

We offer closed-end home equity loans which offer the following advantages:

  • Ability to borrow larger amounts for major expenditures
  • Low reasonable rates
  • Interest may be tax-deductible (consult your tax advisor)

Meet Our Mortgage Loan Staff

northstar home loans - Stephanie Burkhardt

Stephanie Burckhardt

218-666-4026
NMLS#: 421853

northstar home loans - Lindsay Wendt

Lindsey Wendt

218-666-5940
NMLS#: 2366708

northstar home loans - Lori Astleford

Lori Astleford

218-666-4025
NMLS#: 454495

Join Today!

3 EASY WAYS

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JOIN ONLINE

2

STOP BY A BRANCH

3

CALL US

(218) 666-5940

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