New Member Hub

Welcome to NSCU


We are a personal banking experience that is all about supporting each other in our community. To enjoy the perks, apply to join us. You’ll be glad you did!
advantage of a credit union

We know you’ll like “credit unioning” better than banking.

What’s the advantage of a credit union? Our local presence and not-for-profit status have far-reaching benefits. By spending and hiring within our surrounding communities, NSCU is able to support both our members and our local economy.

Advantage of a Credit Union

  • Fewer fees + lower rates than banks
  • Anyone in field of membership can join
  • Not-for-Profit Cooperative
  • Member Owned
  • Focused on giving back to members
  • Insured with NCUA ($250K)
  • FREE Financial Counseling

No hassles. No red tape. Becoming a member is quick and easy.

advantage of a credit union - local camping family NSCU

Who can join?

Northern Minnesotans & Others Are Welcome!


Geographic Area
Persons who reside, work, volunteer, attend class or worship in the counties of St Louis, Itasca, Carlton and Red Lake​

District 2142
Individuals who live, work, volunteer, worship, or attend school in St. Louis County School District 2142

Lake Country Power
If you receive your electric power from Lake Country Power

Relatives
Individuals who have a relative who has an existing account with North Star Credit Union, even if you don’t live in Northern Minnesota!

Employees of North Star Credit Union

Employees of BNSF Railroad

How to Join Our Credit Union


1

WE CHECK YOUR ELIGIBILITY

Credit unions are designed to serve people who share common eligibility.

2

GATHER SOME INFO

We collect your social security number and your government ID. For applying online, you also need a digital format of this to upload with your application.

3

OPEN YOUR ACCOUNT

Your membership account represents your $10 share in our credit union.

advantage of a credit union

Join Today!

3 EASY WAYS

1

JOIN ONLINE

2

STOP BY A BRANCH

3

CALL US

(218) 666-5940

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