Personal
Youth Accounts
It’s never too early to start investing in your kid’s money management skills.
Help your kids learn fundamental money management skills that will instill good financial habits, with a NSCU’s Kids Club account and Future Freedom account. Star wrote a book to teach youth about the importance of saving money and being kind.

Kids Club Account
- Accounts for Ages 0 to 12
- Low $10 Minimum Balance
- Accrued Dividends
- Higher Dividend Rate than Share Account
- Fun Kids Promotion Held Throughout the Year
- Opportunity to Open a WINcentive Account
Future Freedom Account
Preparing youth for their future and encouraging savings is important for future financial independence.
- Accounts for Ages 13 to 18
- Low $10 Minimum Balance
- Accrued Dividends
- Higher Dividend Rate than Share Account
- Youth Promotions Held Throughout the Year
- Opportunity to Open a WINcentive Account
- Option to have a Checking Account/Debit Card (Joint with an Adult)
Kids Promotions
Meet Star
Throughout the year we have fun kids promotions and ways to engage kids. Check back here for ongoing ways to connect with kids in the community. Star wrote a book teaching kids about saving money and being kind.

WINcentive
The more you save, the more chance you have to win. Win between $25 and $5,000!
Grade Promotions
Better grades = More chances to win! Chance to win $25 for each quarter (1, 2, and 3).
Offered to Grades 4-12 in the following schools:
- Mountain Iron-Buhl
- North Woods
- Nashwauk – Keewatin
Submit report cards by deadline dates to marketing@northstarcreditunion.org or drop off at any of our branches as well as the North Woods School Branch, The Money Cave, open Wednesdays 10:45AM – 12:45PM.
Deadline dates:
Q1 December 2nd
Q2 February 10th
Q3 April 14th
Join Today!
3 EASY WAYS
1
JOIN ONLINE
2
STOP BY A BRANCH
3
CALL US
(218) 666-5940
