Personal
Insurance
It’s important to plan for the twists and turns your life can take. Protect yourself and your loved ones with a safety net and confidently face any challenges.

Personalized Insurance, Just for You
With the right insurance plan, you will be covered from top to bottom.
North Star Insurance Agency understands that your coverage needs are as unique as each star in the sky. We will take the time to get to know you and walk you through our products and services, tailoring them to you and your financial parameters.
RESIDENTIAL HOME INSURANCE
While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to our agents about specific coverage options that are applicable to your individual needs.
We offer products, such as:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
RECREATIONAL VEHICLE INSURANCE
Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it is reassuring to know that your investment is protected.
We offer a variety of Recreational Vehicle Insurance packages, such as:
- Boat Insurance
- Motorcycle Insurance
- Motorhome Insurance
- ATV Insurance
- Snowmobile Insurance
AUTO INSURANCE
As your trusted guide for car insurance, North Star Insurance Agency offers a variety of coverage such as:.
We offer products, such as:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- 24-Hour Customer Service & Towing
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Mexican Auto Insurance
- Medical Payments Coverage
ACCIDENTAL DEATH OR DISMEMBERMENT
Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment Insurance can help give them a safety net.
How does it work?
Members of North Star Credit Union are eligible to enroll for $2,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident or if you are hospitalized or suffer dismemberment due to a covered accident.
Acceptance is guaranteed and there are no medical questions.
Looking for a business insurance policy?
Insurance Agency Team
North Star Insurance Agency will continue to serve members as it changes hands to Jon Krog. Krog Insurance has been operating in the Virginia area for 36 years.
HAVE A QUESTION?
Insurance Agent

Lisa Towner
218-666-4030
Proudly Partnering with the World’s Best Insurance Companies







OUR OFFICE
North Star Insurance Agency
8 South River St
Cook MN 55723