Personal

Checking Accounts


A simple, free, and easy checking account.

With NSCU free checking, it’s easy to make purchases, move money, and manage your day-to-day finances. There’s no fee, regardless of your balance, and you’ll earn money when you maintain a $200 balance.

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Our free checking accounts include:

  • No minimum balance
  • No fees or monthly charges
  • Free VISA® Check and ATM card
  • Free checks when you open account
  • Earn dividends on balances of $200 and higher
  • Flexible access through our branches, telephone banking, and online & mobile banking
  • 24/7 online banking + eStatements

VISA Check and ATM Cards

As part of your NSCU account, you are eligible to apply for a Visa Check and ATM Card. This card gives you convenient access to a worldwide network for merchants and ATMs. You can make purchases, deposit checks, and take out cash at banks in Duluth MN all the way to Dallas TX. Use your card anywhere Visa debit cards are accepted.

Benefits of Visa Check Card

  • No monthly use or transaction fee
  • 24/7 access
  • Access to 28,000 surcharge-free ATMs
  • Access to 9,000 deposit-taking ATMs
  • Check card can be used anywhere point-of-sale and debit transactions are accepted—from banks in Duluth MN to Daytona Beach!

HELPFUL BANKING SERVICES

Get free checking today!

3 EASY WAYS TO JOIN US

1

JOIN ONLINE

2

STOP BY A BRANCH

3

CALL US

(218) 666-5940

EXPLORE MORE

SAVINGS ACOUNT
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CREDIT CARDS
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PERSONAL LOANS
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