Personal
Checking Accounts
A simple, free, and easy checking account.
With NSCU free checking, it’s easy to make purchases, move money, and manage your day-to-day finances. There’s no fee, regardless of your balance, and you’ll earn money when you maintain a $200 balance.
Our free checking accounts include:
- No minimum balance
- No fees or monthly charges
- Free VISA® Check and ATM card
- Free checks when you open account
- Earn dividends on balances of $200 and higher
- Flexible access through our branches, telephone banking, and online & mobile banking
- 24/7 online banking + eStatements
VISA Check and ATM Cards
As part of your NSCU account, you are eligible to apply for a Visa Check and ATM Card. This card gives you convenient access to a worldwide network for merchants and ATMs. You can make purchases, deposit checks, and take out cash at banks in Duluth MN all the way to Dallas TX. Use your card anywhere Visa debit cards are accepted.
Benefits of Visa Check Card
- No monthly use or transaction fee
- 24/7 access
- Access to 28,000 surcharge-free ATMs
- Access to 9,000 deposit-taking ATMs
- Check card can be used anywhere point-of-sale and debit transactions are accepted—from banks in Duluth MN to Daytona Beach!
HELPFUL BANKING SERVICES
OVERDRAFT PROTECTION
Because life is busy and you’re not always thinking of your checking account balance, we offer overdraft protection.
ORDER CHECKS
Time to reorder checks? It’s easy to do online. Visit our check reorder site and get new checks with just a few clicks.
REMOTE DEPOSIT CAPTURE
Want to deposit your checks without leaving the house? Sign up for remote deposit capture. It’s easy and saves you time.
Get free checking today!
3 EASY WAYS TO JOIN US
1
JOIN ONLINE
2
STOP BY A BRANCH
3
CALL US
(218) 666-5940
EXPLORE MORE
SAVINGS ACOUNT
CREDIT CARDS
PERSONAL LOANS
