Terms for Roth IRA Savings Account + CDs

Individual Retirement Accounts (IRA) CDs

Certificate TermCertificate Rates (APY*)
6 Months 0.50%
12 Months 0.70%
18 Months 0.80%
24 Months 0.85%
36 Months 0.90%
48 Months 1.10%
60 Months 1.20%

*Annual Percentage Yield

Rates effective August 2023 and subject to change without notice.

Minimum Deposit of $500

Penalty for early withdrawal:
6-18 Month CD = 90 days, 24-60 Month CD = 180 days

Dividends Compounded Daily

Certificates will automatically renew at maturity unless redeemed. The renewed certificate will earn the current rate at the time of renewal

Certificate Rates and Terms
Term Rate(APY*)
6 Months 0.30%
12 Months 0.50%
18 Months 0.60%
24 Months 0.65%
36 Months 0.70%
48 Months 0.90%
60 Months 1.00%

Minimum Deposit of $500

Penalty for early withdrawal:
6-8 months = 90 days and 24-60 Months = 180 days

Dividends Compounded Daily

*Annual Percentage Yield

Rates effective August 2023 and subject to change without notice.

IRA Savings
Minimum BalanceRate (APY)*
$10 initial share deposit0.40% Variable

*Annual Percentage Yield

Rates effective August 2023 and subject to change without notice.

Consult a tax adviser for recommendations.

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