Terms for Roth IRA Savings Account + CDs
Individual Retirement Accounts (IRA) Savings
| Certificate Term | Certificate Rates (APY*) |
| 6 Months | 0.30% |
| 12 Months | 0.50% |
| 18 Months | 0.60% |
| 24 Months | 0.65% |
| 36 Months | 0.70% |
| 48 Months | 0.90% |
| 60 Months | 1.00% |
*Annual Percentage Yield
Rates effective May 2021 and subject to change without notice.
Minimum Deposit of $500
Penalty for early withdrawal:
6-18 Month CD = 90 days, 24-60 Month CD = 180 days
Dividends Compounded Daily
Certificates will automatically renew at maturity unless redeemed. The renewed certificate will earn the current rate at the time of renewal
IRA Certificate Rates and Terms
| Term Rate | (APY*) |
| 6 Months | 0.50% |
| 12 Months | 0.70% |
| 18 Months | 0.80% |
| 24 Months | 0.85% |
| 36 Months | 0.90% |
| 48 Months | 1.10% |
| 60 Months | 1.20% |
Minimum Deposit of $500
Penalty for early withdrawal:
6-8 months = 90 days and 24-60 Months = 180 days
Dividends Compounded Daily
*Annual Percentage Yield
Rates effective May 2021 and subject to change without notice.
IRA Savings
| Minimum Balance | Rate (APY)* |
| $10 initial share deposit | 0.40% Variable |
*Annual Percentage Yield
Rates effective May 2021 and subject to change without notice.
Consult a tax adviser for recommendations.