Whether it is your first time purchasing a home or you are ready to build onto your existing home, we are your local, community source here to guide you. Stop in, give us a call, or fill out the form below to learn more.
We offer conventional financing for year-round homes, cabins, hunting shacks, and raw land properties.
| Available Terms | Interest Rate (APR)* |
| 120-360 Months | Rates Vary |
*APR = Annual Percentage Rate. Rates are not guaranteed until you sign a locked interest rate agreement. Rates are subject to change without notice. Rates shown are based on the best possible scenario including auto pay bonus, your rate is based on an evaluation of your credit history and other factors. All loans subject to approval. Speak to a loan officer for details.
Use the equity in your home (your home’s value after any outstanding home loans) to consolidate higher debt, pay for college, or purchase your dream vehicle.
| Term | Interest Rate APR* |
| 60 Month | 3.99%** |
| 84 Month | 4.49%*** |
| 120 Month | 4.74%**** |
*APR = Annual Percentage Rate. Rates are not guaranteed until you sign a locked interest rate agreement. Rates are subject to change without notice. Rates shown are based on the best possible scenario including auto pay bonus, your rate is based on an evaluation of your credit history and other factors. All loans subject to approval. Speak to a loan officer for details.
**Monthly Payment per $1,000 financed is $18.42 for 60 month term fully amortized
*** Monthly Payment per $1,000 financed is $13.90 for 84 month term fully amortized
**** Monthly Payment per $1,000 financed is $10.48 for 120 month term fully amortized
Rates effective March 19, 2020 and subject to change without notice.
Starting a new construction project or building your dream home? We can help! Call at 218-666-5940 or fill out the form below for more information on our rates!
Borrow at competitive rates to remodel your kitchen, finish your basement, or any other permanent home improvement. Call at 218-666-5940 or fill out the form below for more information on our rates!