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North Star Credit Union

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Home Loans

Whether it is your first time purchasing a home or you are ready to build onto your existing home, we are your local, community source here to guide you.  

Apply Now!

Fill out the form below, or call your local branch, to learn more about financing options and our rates!

Real Estate Mortgages

We offer conventional financing for year-round homes, cabins, hunting shacks, and raw land properties.

Available TermsInterest Rate (APR)*
120-360 MonthsRates Vary

*APR = Annual Percentage Rate. Rates are not guaranteed until you sign a locked interest rate agreement. Rates are subject to change without notice.  Rates shown are based on the best possible scenario including auto pay bonus, your rate is based on an evaluation of your credit history and other factors. All loans subject to approval. Speak to a loan officer for details.

Home Equity

Use the equity in your home (your home’s value after any outstanding home loans) to consolidate higher debt, pay for college, or purchase your dream vehicle.

Available TermsInterest Rate APR*
60-120 MonthsRates Vary

*APR = Annual Percentage Rate. Rates are not guaranteed until you sign a locked interest rate agreement. Rates are subject to change without notice.  Rates shown are based on the best possible scenario including auto pay bonus, your rate is based on an evaluation of your credit history and other factors. All loans subject to approval. Speak to a loan officer for details.

Construction Loans

Starting a new construction project or building your dream home? We can help! Call at 218-666-5940 or fill out the form below for more information on our rates!

Home Improvement Loans

Borrow at competitive rates to remodel your kitchen, finish your basement, or any other permanent home improvement. Call at 218-666-5940 or fill out the form below for more information on our rates!

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Routing Number: 291273510

NMLS #: 407735

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North Star Credit Union

24 South River Street

Cook, MN 55723

Copyright © 2021 North Star Credit Union | Powered by North Star Credit Union

Dear Nashwauk members,

Due to issues with internet connectivity, the Nashwauk is still open, but is currently unable to take phone calls or answer emails. If you have any inquiries or need help, please call the main branch in Cook at (218) 666 -5940.

Thank you for your patience and we will keep you updated with any changes!