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Envelope Budgeting


Envelope Budgeting

For many, budgeting can be somewhat of a struggle. We’ve all been a spot at least once in our life that we didn’t have a tight enough budget and had to struggle a bit to make up for that. For those of you that are looking for an easy way to budget, or just looking […]

CD Rates

But first, what is a CD? A certificate of deposit is a time deposit account. This is where a bank agrees to pay interest at a certain rate if the saver deposits their cash for a set term, or period of time. Before you pick the kind of CD that you want, it’s important to calculate […]

Equifax Breach

Many of you may have already heard through various news media outlets about the Equifax (one of three major credit reporting agencies) data breach. Many details are still yet to be determined, but Equifax reports that personal data, including birth dates, credit card numbers, Social Security numbers and more, were obtained in the breach for […]

How to help protect your online bank accounts

Online Protection Cyber hacking is now easier than ever with everything online, so it is imperative that you take the necessary steps to try and secure your online accounts. If the wrong people access your accounts, you might find yourself with a lot less money and credit than you thought. Here are a couple steps […]

North Star Credit Union Financial Calculators

Technology has made life so much easier and convenient, but it has also managed to turn personal finances into a minefield with new costs that did not exist, even a generation ago. Cellphone bills, internet costs, monthly membership programs, new payment platforms, and much more. In this post we will aggregate the financial calculators you […]

Out of the Nest Series: Budgeting

      So you have graduated from high school, college, or have returned to your family’s home to save money and now it is time to spread your wings and fly! Simple, right? This is easier said than done. Yet, with some planning, your transition can become much smoother. As the adage states, prior […]

4 Tips to Pay Off Your Student Loans Faster

Because of the high cost of a college education, it’s quite common nowadays for college graduates to have student loans. These loans can take 10 years or longer to pay off, which is likely second only to mortgages in the length of time it will take you to pay off a debt. And, for instance, […]

Minnesota Car Loans: Helpful Tips

With extended payment period options, and low gas prices new car purchases don’t have to break your monthly budget. Before you put ink to paper on a new car there are several Minnesota auto loan best practices and a variety of financial prep work you should undertake beforehand. In this post we will explore some […]