North Star Credit Union is here for you whether you are just starting to save or have a little more to invest. Start with our basic ownership share account. If you have something specific in mind, open a second account so you can keep track of your saving progress.  

When you are ready, set up a Money Market account and earn even more on your savings. It is never too early or too late to start saving money; however, the sooner you get started, the more your money will grow. You will stand with pride knowing that you have started preparing for a brighter future.

Share (Savings) Accounts

Main Share Account:
$10 membership – No monthly fees

Family/Sub Share Account:
No minimum balance required – No monthly fees

Christmas Club Account:
Save for that Holiday Season – No minimum balance required – No monthly fee – Receive the annual check in November

Kids Club Account (Ages 0-12):
$10 membership – No monthly fees – Higher earning interest to promote kids saving – Make deposits and withdrawals at our new student branch located at the North Woods School Money Cave

Future Freedom Club Account (Ages 13-18):
$10 membership – No minimum balance required – No monthly fees – Higher earning interest to promote kids saving – Make deposits and withdrawals at our new student branch located at the North Woods School Money Cave

 Account Type  Interest Rate
 Regular, Family Shares  0.20%
 Christmas Club Account  0.20%
 Kids Club Account (0-12 years old)  0.50%
 Future Freedom Club Account (13-18 years old)  0.50%

Preferred Share Account

No minimum balance required – No monthly fee – Higher interest bearing on larger dollar amounts

 Deposit Amount  Interest Rate (APR)
 $100-$9,999  0.10%
 $10,000-$19,999  0.30%
 $20,000-$39,999  0.35%
 $40,000-$99,999  0.40%
 $100,000 and up  0.40%

Money Market Share Account

Three free withdrawals per month; $10 per withdrawal above 3. Balance below $1,000 at any time is a service of $10 at the end of the month. An additional premium is available on certificates only. To get the Relationship Reward Rate add 0.25% APR. Relationship award is available to members having at least $50,000 in the same account for at least the past three months.

 Deposit Amount  Interest rate (APR)
 $0-$999  0%
 $1,000-$9,999  0.30%
 $10,000-$24,999  0.35%
 $25,000 and up  0.40%

IRA Savings»